Commercial Business Checking


Business Checking

Included

Remote Deposit Capture

Wire Origination

ACH Origination

Merchange Services

Online Bank and Bill Pay

Mobile Banking

Debit Card

Electronic Statement Delivery ($4.95 fee if mailed)

Customer Service


Commercial Checking

  • Minimum to Open: $300.00
  • Account Analysis Fees:
    • Monthly Maintenance Fee: $15.00
    • Per Check Charge: $0.20
    • Per Deposit Charge: $0.50
    • Per Transit Deposited: $0.25
    • Per Rolled Coin: $0.25
    • Per Strapped Bills: $0.65
    • Per Wire Transfer In/Out: $15.00
    • Per Charged Back Check: $7.00
  • Any excess funds charge may be applicable to large currency and/or coin change orders.
  • You may avoid a service charged if your earnings credit is greater than total charges for that calendar month. earnings credit will be calculated by using the 91 Day T-Bill Rate published on the first of the month and obtaining a 3 month average using the 3 most current months.

Small Business Checking

  • Minimum to Open: $100.00
  • No Service Charge with Minimum Daily balance of $1000; otherwise $10.00
  • Fee of $0.25 per Item after first 100 (Item = any credit or debit to account including per transit deposited)